The AISH (Assured Income for the Severely Handicapped) Benefits program in Alberta provides a small monthly income for those individuals who are unable to work and cover their normal living expenses. As of this past year (2018), AISH benefit recipients may be entitled to:
• a maximum of $1,685 per month
• $200 per month for the first dependent child
• $100 per month for each additional dependent child
In addition to the above, recipients may also be eligible to receive AISH Health Benefits. You may not be aware but these benefits include:
• ambulance transportation
• dental services
• diabetic supplies
• eye exams
• prescription medication coverage
Other medical benefits such as hearing aids, massage therapy, and physiotherapy may also be covered if approved. However, you need to discuss your requirements and needs about your damages claim with a personal injury lawyer in Leduc.
If you are 65 years of age or older and are eligible for Old Age Security, you won’t be eligible for AISH Benefits. You must apply for other benefits that you may be eligible for such as the following:
• CPP-D (Canada Pension Plan Disability) (NOTE: must be 65 or older)
• EI (Employment Insurance)
• WCB (Worker’s Compensation Board)
Financial eligibility for AISH Benefits is based on your personal income and your assets, broken down as follows:
Personal income – you must report you and your spouse’s income found in your yearly tax returns. Although different forms of income will be weighted differently, sources of income may be fully, partially, or non-exempt. These are broken down as follows:
• Fully exempt income – includes Alberta Seniors Housing Allowance, child support, gifts, government rent supplements (Capital Region Housing Corporation), income tax refunds, Registered Disability Savings Plan (RDSP) payments, Registered Retirement Savings Plan (RRSP) payments, scholarships
• Partially exempt income – includes employer-funded long-term disability payments, income your spouse receives, passive income (investment interest, rental income, and trust income), self-employment income, severance pay, wages
• Non-exempt income – includes Canada Pension Plan (CPP) payments, employer pensions, Employment Insurance benefits, Old Age Security payments, spousal support, Treaty Indian pensions, WCB benefits and immigrant sponsor benefits
Your Assets – this includes anything owned by you (and your spouse, if there is one) and includes bank accounts, property, vehicles, etc. Furthermore, assets can be exempt or non-exempt as follows:
• Exempt assets – includes clothing, pre-paid funerals and trusts (if you’re the beneficiary), primary home, primary vehicle, and reasonable household items. It also includes Locked-in Retirement Accounts and Registered Disability Savings Plans.
• Non-exempt assets – includes bonds, checking or savings accounts, equity in a business, mutual funds. rental or secondary properties, and stocks. It also includes Registered Retirement Income Funds, Registered Retirement Saving Plans, and Tax-Free Savings Accounts.