Following a car accident which has left you injured, you are automatically entitled to file for compensation. However, how much will actually be owed to you is dependent on a multitude of factors, including who will ultimately be found liable for causing the accident in the first place.
Regardless of whether you will be found liable or not, you will always receive the no fault accident benefits from your insurance policy. But if you are found to be completely innocent while another involved driver has been found liable, you will also be able to file a claim against them in order to obtain further compensation beyond the one provided to you by the benefits of your insurance policy.
No-Fault Accident Benefits of Your Insurance Policy Explained
Under Section B of the Alberta Regulation, it has been made clear what the parameters of the standard automobile insurance policy are, and which benefits the one insured will be entitled to in the event of a car accident. There are plenty of losses to cover especially, the financial cost of treatment and rehabilitation apart from covering the loss of wages. You cannot win the claim on your own as the insurance company lawyers are more competent and you have no clue or experience of laws and dealing with them.
As stated in Section B, the insured will, upon injury, automatically be entitled to $50,000 which is intended to cover all medical expenses. Though it should be noted that the need for these expenses must first be proven through clear confirmation by healthcare providers and further evidence which can be gathered with the support of a personal injury lawyer in Cochrane.
Furthermore, the insured and injured will also be able eligible to certain disability benefits with the purpose of making up for income losses stemming from an inability to work due to the sustained injuries from the accident. Under these benefits, the injured would qualify for $400 each week or, if the monetary amount has been found to be lower, 80% of their gross weekly income. In order to recover disability benefits, the injured will need to prove 100% working incapability through further medical evidence provided by their healthcare professional.
In the event of a fatality, the bereaved can claim $5,000 for funeral expenses, and additional $400 for each of the affected with the purpose of attending family grief counseling sessions.
Meeting The Deadlines
Following the accident, the injured will have a 30 day period in which they will need to initiate the claims process. For medical and disability benefits, the injured will have 90 days to forward all the required paperwork to their insurance company.