Questions To Answer Before Accepting A Personal Injury Claim

For someone injured in an accident, it can seem logical to accept an offer made by the insurance company, after filing a personal injury claim. Yet the desire for much-needed funds could cloud the claimant’s mind. He or she might fail to ask the right questions, before accepting that most-inviting offer.

What is the full extent of your injuries?

Can you be sure that all of the tests have uncovered any harm done to your body? If you had family members in the car with you, can you be sure that none of them sustained an injury that has gone undetected? The latter situation often demands an effort to refuse any early offer, so that any suspected damage can become more obvious.

Have you considered the possible loss of future income?

If the driver is disabled, that fact could dim the chances that the injured driver might be able to return to his or her former occupation. Similarly, if a younger family member sustained a severe enough injury, it can lead to deprivation of certain opportunities in the future. The offer is made at the early stages of the negotiations might not address that particular possibility.

Have you thought about possible new expenses?

An injured body shares certain traits with an aging one. It refuses to do all the tasks that a healthy body will perform. Hence, an injured victim often needs to pay for completion of housekeeping chores or for lawn care, while that same victim is recovering from any sustained injuries.

Have you spoken to any independent experts?

Have you consulted with your doctor, or the doctor treating an injured family member? Do you have a full understanding of how any sustained injury might have affected your future, or that family member’s future? How can you gain a sense for the economic impact of that new medical problem?

Have you consulted an injury lawyer?

Without a personal injury lawyer’s help in Camrose, the victim of an accident finds it hard to refuse an early settlement offer. Some adults think that hiring a lawyer will add to their expenses, and not work to aid efforts aimed at winning a fair compensation. Those are the sorts of assumptions corrected by asking the right questions, and then going after the correct answers.

Obviously, no two victims will come up with the same answers. Still, experienced lawyers know that an early offer tends to overlook those areas for which a given lawyer’s client is paid more money. In other words, victims that accept such an offer seldom walk away with could be considered as a fair compensation.